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Requesting an overdraft is not uncommon in the UK, as they can be extremely useful in helping ends-meet or assisting with an unexpected cost such as a car repair or an unexpected utility bill. One particular group that use overdrafts are students who often live within their overdraft for their entire university experience. Until now, [...]
The coalition government announced in March its new ‘HomeBuy’ scheme which means that home buyers and not just first time buyers could apply for a 95 per cent mortgage. This scheme was criticised however for being available to 100,000 people only, which was described by many financial commentators as ‘a drop in the ocean’ of [...]
The UK government has endured criticism for the funding of the “super-connected cities” program that is being implemented in 10 cities to support economic growth through the delivery of city-wide high-speed mobile Internet. Local districts, already strapped for funding, are required to match government funds at one of the worst economic times in recent history. [...]
Crime has long been linked to hardship. Geographical areas of poverty have always been exposed to high crime. The recession in the 80’s saw a dramatic increase in crime and now it has been reported that pay freezes, rising unemployment and inflation are to blame for rising levels of insider fraud. The CIFAS, the UK [...]
Starting a business is an exciting time. It can mean leaving behind a sub-optimal job and getting ready for the freedom of being your own boss, setting your own working hours and determining your own working practices. However, the price of that freedom needs to be paid in planning. Time spent on planning your business [...]
2012 is proving an Inconsistent year for the UK housing market. Property statistics are mapped monthly therefore figures for June 2012, have just been released. It’s bad news for the UK housing market as house prices have fallen for the first time in 2012 and mortgage applications have also fallen. The beginning of 2012 looked [...]
Despite renewed optimism for tourism and the service sector, Next retail chain has spoken out to confirm their fears that the London Olympics is damaging their retail trade. Of course the Queens Jubilee and the torrential downpours experienced in June could also have had an impact however senior figures at Next are pointing the finger [...]
Hiring your first employee can be a ridiculously daunting task. Not only are there several legal and administrative things to keep in mind, your first employee can immediately shift the dynamic and personality of your company. It is important to both make sure you are internally prepared and organized for the process, but also ready [...]
Scheduling specialist Xmbrace has been acquired by Kirona Group (“Kirona”). Xmbrace is a leading supplier of automated workforce scheduling systems in the UK, with its primary product OPTI-TIME considered the leader in its chosen markets. The decision to acquire Xmbrace is a reflection of Kirona’s belief in the significant opportunities presented by enhancing its workforce [...]
Ofcom is the body responsible for regulating prices in the postal industry and has today announced that Second class stamp prices for large letters and small parcels will be capped. The reason they cited is to encourage competition in the industry and consequently protect consumers and small business from the implications of a price rise. [...]
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